Republican Rep. Brandon Hixon of Caldwell says he's trying to modify terms of his mortgage to reduce payments, but hasn't made a payment on his home since June 2012.
Hixon, who is 32, says he bought the home in 2007.
In May 2012, however, he said he had to step down from his job at a large insurance company when it determined serving in the Idaho Legislature was a potential conflict of interest.
Now working as an independent insurance agent, Hixon says his income has suffered.
Hixon says he hopes to reach an agreement with his home lender sometime in January, after the 2014 session begins.